Privacy Policy

Effective date: September 15, 2026

This Privacy Policy explains how Pinnacle Core Elite may collect, use, share, and protect information when consumers visit this website or request information about mortgage protection and life insurance options.

Information We Collect

When someone uses this website or submits a quote request, Pinnacle Core Elite may collect:

  • Name
  • Phone number
  • Email address
  • State
  • Age
  • Mortgage balance or other coverage-related information
  • Information submitted through forms on this website
  • Source and referral information
  • Advertising identifiers such as GCLID, where available
  • Device and browser information
  • Website activity
  • Analytics and advertising data

How Information Is Used

Pinnacle Core Elite may use submitted information to:

  • Respond to quote requests
  • Review available mortgage protection and life insurance options
  • Connect consumers with licensed insurance professionals
  • Communicate by phone, email, or text where permitted
  • Route and manage leads
  • Maintain CRM records
  • Operate customer service and follow-up
  • Measure advertising effectiveness
  • Improve the website experience
  • Detect fraud, abuse, or duplicate submissions
  • Comply with legal or regulatory obligations

How Information May Be Shared

Information may be shared as reasonably necessary with licensed insurance professionals; insurance agencies or brokerages involved in fulfilling a request; insurance carriers; CRM providers; call and text service providers; hosting providers; automation and routing providers; analytics providers; advertising platforms; and other vendors that support operation of the service.

Mobile phone numbers, SMS opt-in data, and messaging consent will not be sold or shared with third parties or affiliates for their own marketing or promotional purposes.

Service providers may process information only as necessary to support services such as messaging, customer service, routing, CRM operations, hosting, or other functions needed to fulfill the consumer's request.

Calls, Texts, and Email

Consumers may receive communications from Pinnacle Core Elite and/or licensed insurance professionals about their request by phone, email, or text where the consumer has provided appropriate consent or applicable law otherwise permits the communication. Submitting information does not mean that every consumer has opted into text messaging.

Consent is not a condition of purchase. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out of text messages. Reply HELP for help. Consumers may also request that further contact stop.

Cookies, Analytics, and Advertising

This website may use cookies, analytics, Google Ads tracking, pixels, attribution identifiers, and similar measurement technologies to understand website activity, measure advertising effectiveness, attribute quote requests, and improve the website experience.

Data Security

Pinnacle Core Elite uses reasonable administrative, technical, and organizational safeguards designed to help protect collected information. No website, transmission method, or storage system can be guaranteed to be completely secure.

Data Retention

Information may be retained for as long as reasonably necessary to serve the consumer, maintain business records, fulfill legal or regulatory obligations, support fraud prevention, and maintain insurance and lead records.

Insurance Disclosures

Pinnacle Core Elite is a subagency of Pinnacle Insurance.

Insurance products are issued by licensed insurance carriers. Coverage availability and pricing vary by carrier, applicant, product, state, health, age, underwriting, and policy terms.

Requesting a quote does not guarantee approval, eligibility, coverage, pricing, or issuance.

Mortgage protection generally uses life insurance coverage that beneficiaries may use toward the mortgage or other financial needs. Mortgage protection is not the same as private mortgage insurance, or PMI, which generally protects a lender if a borrower stops making mortgage payments.

No-Medical-Exam Disclosure

No medical exam options may be available depending on the applicant, product, and insurance carrier.

Insurance carriers may still review health questions, medications, prescription history, medical information, consumer reports, databases, and other underwriting information.

Children

This website is intended for adults and is not directed toward children under 18.

Contact

Questions about this Privacy Policy may be sent to: